Business Insurance

BUDGET Insurance has teamed up with AXA, the 4th largest insurer of commercial business in the UK, to provide business insurance to suit all needs. (AXA is not part of the BGL Group).

Whether you are a sole trader, a small and medium sized enterprise (SME), or a large company, we have a range of bespoke and off-the-shelf products to meet your requirements.

We offer the following types of business insurance:

Public Liability
Shops
Working from Home

Public Liability

The Venture Plus product is available for self employed people and small businesses in the UK, with up to five employees. Designed to cover third party claims against your business, Venture Plus provides public liability insurance as standard with a wide range of additional extras, which include:

• Tool Cover - Additional protection on hand tools, portable power tools and mobile phones
• Employers Liability - Covers your legal liability for injury happening at work to permanent employees

Shops

An insurance package designed for retailers and franchises of single premises. Our shop insurance includes cover for your contents, seasonal increases, inflation protection, loss of licence, business interruption, legal expenses, public, product and employers liability. There is also a range of additional extras that include:

• Buildings insurance - Protecting your home business area and your home with accidental damage cover
• Subsidence - Protecting your business against loss or damage through or in consequence of subsidence.

Working from Home

Our Working from Home insurance package protects you and your home-based business. Cover for working from home can include business contents, liability protection, legal expenses and business interruption protection. Additional extras also include:

• Computer breakdown - Cover for breakdown and failure of computer equipment, or loss/damage to computer records
• All risks on business equipment - Cover for accidental loss of business equipment.